Online Baccarat for Real Money

Online Baccarat is an exciting comparing card game and is one of the most popular card games at UK casino sites today. Although typically associated with high rollers, you can find baccarat online that is suitable for any sized bankroll. There is also an assortment of games and bonuses to make your experience all the more gratifying!

Here, we’ll help you discover the top online baccarat casinos in Britain that have the best games, RTP, payment options, promotions, support, mobile app and more.

Top Real Money Baccarat Sites (2022)

1

MIN. deposit : 20

Top-notch Live Casino

Excellent slot selection

Terms and Conditions apply.
2

MIN. deposit : 20

A large selection of slots

Excellent VIP Program

New Customers only. 5% cashback on days 1-7 after 1st dep, 10% on days 8-14. Max £1000 p/w. Min dep £20. 1st deposit bonus is 100% up to £200, 2nd deposit bonus is 50% up to £300. 40x wagering. Valid for 30 days. Casino only. Game weighting, payment restrictions, betting limits and T&Cs apply
3

MIN. deposit : 10

A large variety of slot games

Excellent Live Casino

Terms and Conditions apply. Use promo code: TOP10
4

MIN. deposit : 10

A large collection of slots & casino games

Exclusive Live Dealer games

Terms and Conditions apply.
5

MIN. deposit : 20

Exclusive Live Games

Top-notch mobile optimization

100% BUY IN BONUS. MIN £20 CASH BUY IN TO BE ELIGIBLE. MAX BONUS £400. OFFER ONLY AVAILABLE ON CLASSIC SLOT GAMES. MAX £2 STAKE. 20X WAGER REQUIREMENTS ON TOTAL OF BUY IN AND BONUS AMOUNT. BONUS IS VALID FOR 7 DAYS. KEEP IT FUN - SET YOUR DEPOSIT LIMIT. T&CS APPLY.
6

MIN. deposit : 20

A large collection of slot games

Plenty of banking methods

Up to 10% Cashback +£100 Welcome Bonus Play Now New Customers. 5% cashback on day 1-7 deps, 10% on day 8-14. Max £1000 p/w. Max welcome bonus £100, min £20 deposit. 40x wagering, valid for 30 days. Game weighting, payment restrictions and betting limits apply. Casino Only. T&Cs apply.
7

MIN. deposit : 20

Excellent range of slots & table games

Multiple ongoing promotions

New customers only. Opt-in required. 100% Match Bonus up to £250 on 1st deposit of £20+. 50x bonus wagering applies as do weighting requirements. Credit Card, Debit Card & PayPal deposits only. Irregular gameplay may invalidate your bonus. Other conditions apply
8

MIN. deposit : 10

Great promotions

Lots of jackpot games

New customers only. Opt in required. 1x per customer. Fishin™ Pots of Gold only. Min £10 stake. Max 100 Free Spins at 10p per spin. Free Spins expire 24 hours from issue. Max redeemable £30. Eligibility rules, game, location, currency, payment-method restrictions and terms and conditions apply.
9

MIN. deposit : 20

Extensive slot collection

Excellent Live Casino

Terms and Conditions apply.
10

MIN. deposit : 10

Spins welcome offer

No wagering on any promotions

Use code: FJK40. First deposit only. Min deposit & spend £10. Max 40 spins on Fishin Frenzy Jackpot King at 10p per spin. Spins credited upon spend of £10. Full T&Cs apply.

How We Choose the Best Baccarat Casinos

We take our real money baccarat games seriously. Our experts are not looking for just any experience, but the best and safest ones that the UK has to offer. When we test and review the casinos we recommend, we look for:

✔️Security & Licensing – The top online casinos have a legitimate license from the Gambling Commission (UKGC). We don’t consider any site that doesn’t have an active license. We also check for SSL certificates, fraud protection protocols and RNG (Random Number Generator) software that is regularly tested and verified to be fair by industry renowned, independent third-party specialists.

✔️Welcome Bonus / Ongoing Bonuses – We only recommend casinos that have fair sign up and ongoing Baccarat bonuses, either promotions specific to the game or in which baccarat is included among the wagering options.

✔️Variety of Baccarat Variations – There are different baccarat games. We expect to find more than one variant available, such as Punto Banco, Mini Baccarat, and a range of table limits.

✔️Variety of Deposit Methods – Trusted online baccarat sites offer various secure deposit methods including credit/debit cards, eWallets, bank transfers, prepaid cards, etc. We’ll let you know which ones are offered, including local options as well as mobile payments and cryptocurrency.

✔️User-friendly App – We check to make sure that if apps are available that they have high functionality, deliver a premium RNG and live baccarat gaming experience, offer promotions, etc.

✔️High Payout Percentage – Baccarat is a game that offers the potential for a high RTP (Return to Player). For instance, up to 98% or higher, depending on the table and the bets. We make sure the RTP offered is fair.

Top Real Money Baccarat Sites Explained

It’s easy to find premium online baccarat for real money experiences when you know what the best brands have to offer Brits. Build up your expectations by having a look at the top baccarat casinos we recommend.

777 Casino

777 Casino features baccarat games – both live dealer and RNG options. The software behind the baccarat games are Dragonfish (RNG) and Evolution Gaming (live).  They have 5+ baccarat variants, including classic games as well as Lightning Roulette and Dragon Tiger. 777 has made our list for offering an all-around great baccarat experience that also includes a range of table limits, regular promotions and a VIP club.

➡️Read full 777 Casino review here >>

Go to 777 Casino >>

Mansion Casino

Playtech is the software provider behind the excellent range of baccarat games at Mansion Casino. Here, you will find both RNG-run and live baccarat variants to play for real money. There are 4 notable variations of baccarat offered, including Premium Baccarat and Grand Baccarat Live. However, one of the reasons we choose Mansion is that they offer Live In-Running Baccarat, which is like traditional baccarat with the added bonus of side bets, which makes the game all the more thrilling.

➡️Read full Mansion Casino review here >>

Go to Mansion Casino >>

888 Casino

888 Casino brings you both a selection of Dragonfish RNG baccarat games as well as an excellent range of live baccarat games, including Speed Baccarat, Grand Baccarat and Baccarat Control Squeeze. There is 12+ variations to enjoy.  We selected 888 for its high RNG baccarat RTP of 98.11% as well as for its excellent welcome offers, which give players a choice of a deposit bonus or a no deposit bonus, both of which can be used on table games.

➡️Read full 888 Casino review here >>

⭐Go to 888 Casino >>

TonyBet

TonyBet provides a diverse online baccarat casino experience. It has computer-run variations powered by NetEnt, including Baccarat Deluxe and its popular pro series, which offers both high and low limit games. There are also several live baccarat games from both Pragmatic Play and Evolution Gaming. Overall, there are 10+ variations that you’ll find here. TonyBet made our list for offering the best game diversity by having titles from multiple software providers.

➡️Read full TonyBet  Casino review here >>

⭐Go to TonyBet  Casino >>

Grosvenor Casino

Grosvenor Casino provides a delightful baccarat experience with games from Microgaming, Evolution Gaming and Switch Studios. There are 8+ games to play, including First Person Baccarat, Punto Banco and Speed Baccarat. Of all the different titles however, one of the best is Microgaming’s No Commission Baccarat. It is a great game for both low and high stakes players, has an RTP of 98.76% and a hit frequency of 54.14%. We selected Grosvenor for this game and for providing a super mobile experience.

➡️Read full Grosvenor Casino review here >>

⭐Go to Grosvenor Casino >>

Casino.Com

Casino.com features both RNG and live versions of baccarat. The titles that you will find at this destination are powered by Playtech. There are 4+ baccarat variations to enjoy, including classic versions and games with side bets. With that said, Casino.com has been added to our list for offering an excellent mobile baccarat experience that includes bet and deal buttons designed with the mobile gamer in mind. It also has a fabulous welcome bonus that includes the added perk of free spins!

➡️Read full Casino.com review here >>

⭐Go to Casino.com >>

New Baccarat Casinos

Each year, there are new online baccarat casinos where you can find great games and bonuses. You might be wondering, what can a new casino offer that an established one can’t? Usually, the answer is more competitive bonuses and a seamless mobile-first experience.

In all honesty, as long as you’re playing at a trusted and licensed site, it doesn’t matter how new or established a brand may be. It all boils down to choosing a safe destination that provides you with the type of baccarat experience you want.

Check out these new UK baccarat sites!

1

MIN. deposit : 20

Diverse range of slots

Trusted and secure payments

Terms and Conditions apply.
2

MIN. deposit : 20

1,000+ games

Fast withdrawals

18+ new players only. Minimum deposit: £20. Maximum £100 bonus. Max bet with an active bonus: £2. Wagering requirement 100% match bonus: 30 times sum of deposit + bonus. Max redeemable from welcome bonus: £500. 100 Free Spins are given out 20 per day on Book of Dead for 5 days in a row, log in each day is required. Max Free Spins winnings: £100. Winnings from Free Spins are credited as bonus money with a wagering requirement of 45 times. Free Spins expire after 3 days. Some games may not be played with a bonus. Games may contribute differently when wagering a bonus. Play Responsibly! www.begambleaware.org. Full bonus terms apply:
3

MIN. deposit : 10

Spins welcome offer

No wagering on any promotions

Use code: FJK40. First deposit only. Min deposit & spend £10. Max 40 spins on Fishin Frenzy Jackpot King at 10p per spin. Spins credited upon spend of £10. Full T&Cs apply.

All online baccarat games follow similar rules, particularly in terms of counting points and the winning objective: the hand with 9 points or closest to 9 points wins. Where the variations tend to differ is in regard to the role of the banker and the rules of when a third card can be drawn.

The following are the most common variations of this comparing card game that you’ll come across when you play online baccarat for real money:

🃏Baccarat Banque –Also known as Baccarat en Banque, this variant is played with only three decks of cards. The banker is dealt one hand and the player is dealt two hands. The casino always holds the bank.

🃏Punto Banco – Commonly called “American Baccarat”, Punto Banco is played with eight decks of cards. In this variant, players can bet on Banker, Player or Tie.

🃏Mini Baccarat – Mini Baccarat is a smaller and lower-stakes version of Punto Banco and usually has a lower house edge. It is played on a smaller table.

🃏European Baccarat – European Baccarat is played similarly to Baccarat Banque and Chemin de Fer. What makes it unique is that the player is permitted to stand on a hand total of 5 and the banker has the option to draw a third card.

🃏Chemin de Fer – Considered to be the original version of baccarat and commonly associated with high rollers and popular characters like James Bond, this game is played with six decks of cards. In this variation, players bet against each other and participants can sometimes change their hand by hitting or standing.

Online Baccarat Bonuses

There are different types of baccarat bonuses in the UK that can help you get the most out of your real money playing experience. The following bonuses are the most common.

💰Sign Up Bonus – This is a welcome offer for new players and is usually a big bonus. It may be awarded as a first deposit bonus or as a no deposit sign up bonus.

💰Match Bonus – A deposit bonus equally matched by the casino up to a certain amount. For instance, a 100% match bonus up to £100 means that if you deposit £20, the casino will match your £20, providing you with an account total of £40.

💰No Deposit Bonus – A bonus awarded by the casino that does not require you to first make a deposit. It lets you play baccarat for real money without risking your own funds.

💰Reload Bonus – A special deposit bonus awarded to existing players. This offer may also include other perks, such as invitations to events, free spins, etc.

💰VIP Bonus – Online baccarat bonuses that are exclusive to members of loyalty or VIP clubs. VIP bonuses are known for being exceptionally large, especially those geared towards high rollers.

Live Dealer Baccarat

Live baccarat is the closest you can get to a genuine land-based baccarat casino experience. These games are broadcasted in high-definition from licensed brick-and-mortar gambling studios and feature multiple camera angels to deliver the most realistic gameplay. They are hosted by professional human dealers who run the game and interact with players via live chat. You can take part in live games via your computer or mobile device.

Baccarat tables range in stake size, allowing players of all budget sizes to enjoy their favourite game. Examples of popular live baccarat games include: Live Baccarat, Live VIP Baccarat, Live Baccarat Squeeze, Live Speed Baccarat, and Live Dragon Tiger.

The top UK baccarat live casino providers are:

Top Real Money Baccarat Apps

Playing mobile baccarat is easy these days. With a few taps, you can access the best UK casino sites via your smartphone or tablet’s mobile browser in seconds.  Plus, the majority of the top brands also offer dedicated apps that can be downloaded directly from the App Store and Play Store.

A baccarat app is the fastest and often the best way to enjoy a first-rate experience on Apple and Android devices because these apps are made specifically for those operating systems, allowing for optimal display and functionality. For this reason, we find that apps are usually worth downloading, especially the app of your favourite trusted site where you play most often.

That being said, to make sure you’re using the best real money baccarat app, make sure the app is free to download, provides easy navigation, promotions, both RNG and live baccarat games, and a variety of mobile payment options.

How to Play Baccarat?

Baccarat is a fun game to play and the rules are not difficult to learn, with each variation based on the same winning objective. Just remember that to make the most of any online baccarat strategies that you may want to use, it is important to learn the specific rules for each game variation you wish to play.

What that said, here are the basics of how to play baccarat: 

  1. There are only two hands dealt in baccarat: One to the banker (Banker/Bank hand) and one to the player (Player hand).
  2. The game begins with a round of betting. Players can bet on whether they think the Banker hand will win, the Player hand will win, or that the hands will Tie.
  3. Once bets have been placed, two cards are dealt to each of the two hands.
  4. Winning online baccarat requires you to accurately predict which hand will win or if the round will finish in a tie. The winning hand is the one that totals the closest to 9 points.
  5. In terms of point calculation in baccarat, all tens and face cards have a value of zero (0). An ace has a value of one (1), and the value of all remaining cards is their face value (2, 3, 4, 5, 6, 7, 8, 9).
  6. When calculating a hand’s score, if the hand should score higher than 9, the score is adjusted by subtracting 10 from the original total (e.g. if the two cards in the hand are an 8 and a 9, the hand total is 7 (17 (8+9) – 10 = 7).
  7. Depending on the game variant, the Banker or Player hands may be permitted to draw a third card. Regardless of the variant/casino rules, only a maximum of three cards are available for any hand.

Online Baccarat Betting Options

Baccarat online games have different betting options and each option has its own payout. Here’s a look at the most common types of bets.

Real Money Online Baccarat Tips

As you learn the ropes of the game and gain experience, you’ll come across a number of strategies that may be useful in helping you hone your skills. That said, while you’re still new to the game, it’s useful to keep these online baccarat tips in mind when you play.

⭐Learn the rules and check the odds – Have a look at the online baccarat rules that apply to the specific game you’re playing and check out the odds. It’s always important to verify that the information provided by the online casino matches what you know about the game.

⭐Avoid the Tie bet – Although the Tie Bet always pays at 8:1, which is fantastic if you manage to win it, the reality is this is the worst bet in baccarat. It has terrible value and should be avoided.

⭐When in doubt, bet on the Player – While the Banker bet is the most favourable bet in baccarat with the best odds, it has less value than the Player bet because the Banker bet comes with a commission.

⭐Play short sessions and quit when you’re winning – The house edge will get you eventually. It is best to remain in control of your real money gambling by creating a reasonable winning limit and quitting once you reach it as well as sticking to playing short sessions.

⭐Manage your bankroll – Expect to go through losing sessions. Build a bankroll with enough money to get you through the bad times and never bet beyond what you can afford to lose.

Online Baccarat Software Providers

When it comes to baccarat software, there are some notable online baccarat software providers in the industry that deliver the best games to UK players, including the best variety, graphics, sounds, and fair RTP.

Among the top software providers include:

FAQ

❔What is baccarat?

It is a comparing card game commonly played at casinos. The game is played between two hands the “Player” and the “Banker”. Players do not bet against one another or the dealer. They bet on which hand they think will win or if there will be a tie.

How to consistently win at online baccarat?

The best way to be a consistent baccarat winner is to practice good money management, avoid bad bets (e.g. Tie bets) and know when to walk away, even when you’re winning.

How many betting positions are there on a baccarat table?

Betting positions can range from 7 to 14, depending on the baccarat table layout and variation. That said, if there are 14 positions, you will notice that the number 13 has been omitted from the table, because it is considered to be unlucky.

What is the best bet in baccarat?

The best bet in baccarat is considered to be the Banker bet. It is the bet with the highest odds. Even though it does have a commission attached to it (usually 5%), the house edge for this bet is 1.06%.

Can I beat online baccarat?

No. Although there is a good chance to play a game with a high RTP, there is no strategy that will result in winning at baccarat every time. All casino games have a house edge. Over time, the house always win.

What are the baccarat wagering requirements?

Wagering requirements are a condition that apply to casino promotions. Baccarat bonus wagering requirements differ from one site to the next. Typically speaking, the most common wagering requirements for baccarat bonuses are 20x playthrough with the bonus counting about 10% toward this rollover. This means that every £10 wagered will count as £1 towards clearing the bonus for withdrawal.  This is why it is important to play only at casinos with fair wagering requirements, such as those that we review.

Are there any real money baccarat apps available for UK players?

Yes. There are casino apps available from which you can enjoy RNG and live casino baccarat. Most of the casinos that we recommend have dedicated apps for iOS and Android, including 888, Grosvenor, Mansion and TonyBet.

Conclusion

With baccarat’s popularity in the UK, it is easy to find real money baccarat sites. The trick is to find legal sites that deliver an outstanding experience. In other words, an experience that features lots of games (RNG and live) with wide betting limits and high RTP as well as bonuses, fair wagering conditions, a variety of payments, an excellent mobile platform, top security, timely withdrawals and reliable support.

We make finding the best online baccarat casino convenient and easy with our expert, honest reviews. Use our reviews and recommendations to your advantage to help you find the baccarat iGaming destination that’s perfect for you!


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